Bad Faith Insurance Tactics

Unfortunately, some insurance adjusters may use bad faith tactics to reduce the value or deny a claim after a New York personal injury accident. This occurs all too often and can have dire consequences for the victim. When our attorneys handle these cases, we know what to look for and how to protect our clients’ rights to fair compensation.

At Shulman & Hill, our lawyers can navigate the process of settling an insurance claim or taking the case to trial and asking the jury to award a fair payout. We may be able to help you with your case. Call today to speak with us about your situation: 212.221.1000.

What Are Bad Faith Insurance Tactics?

When you file a claim after an injury accident, you expect the insurance company to step up, uphold the terms of the applicable policy, and offer a reasonable payout. However, it may not work out that way. Instead, the insurer aims to pay as little as possible in exchange for a signed release saying you will not pursue additional money in the case.

Insurance adjusters can use many tactics to reduce the value of a claim, deny the claim, or get the claimant to drop the claim. Their goal is to save their employer money, but this could leave you facing unnecessary financial stress and debt.

Tactics insurers could use include:

• Delaying a reply or acknowledgment of a claim
• Taking too long to review or handle a claim
• Not conducting a full investigation into the matter
• Demanding a recorded interview to use against the claimant
• Reviewing a claimant’s full medical history for pre-existing conditions
• Taking social media posts out of context
• Refusing to make or accept a reasonable settlement offer
• Telling the claimant they do not need a lawyer
• Attempting to blame the claimant or another party for the injuries
• Misrepresenting applicable law
• Purposely misinterpreting the insurance policy

Our attorneys know how to avoid these tactics and protect our clients’ rights as we pursue fair compensation for them. We advise personal injury victims to work with a lawyer to avoid bad faith insurance tactics’ harmful effects on their cases.

Our Lawyers Help Clients Avoid These Pitfalls and Protect Their Rights

When our personal injury attorneys accept a New York injury case, we know what to expect. We handle these cases every day. When an insurance adjuster attempts to try one of these tactics or take other action to reduce our client’s claim value, we act quickly.

We develop strong support for our cases and may file the claim and a personal injury lawsuit simultaneously. The insurance company knows we are serious. They will give us a fair payout, or we will take their policyholder to trial. We support every claim and lawsuit with evidence to show the accused party acted carelessly and our client suffered injuries.

We seek fair compensation for every client. We want to ensure they recover enough money to pay their current and future medical bills, cover income losses, and receive compensation for their pain and suffering. This means we cannot allow the insurance company to use bad faith tactics and be successful.

How Can Bad Faith Insurance Tactics Affect a Case Outcome?

Fair compensation after a personal injury accident is important. If the insurance company successfully uses bad faith tactics, it could greatly reduce or eliminate the available payout. Victims could have accident-related bills they must pay out of pocket.

Our attorneys understand why recovering fair compensation is vital to accident victims in New York. We do not believe victims should have to pay for injuries they did not cause. We want to hold the at-fault parties accountable, whether through an insurance settlement or lawsuit verdict.

At Shulman & Hill, we fight for our clients’ financial recovery. As New York’s premier personal injury law firm, we have more than $250 million recovered for victims hurt in New York City or statewide. Every client becomes family, and every case is personal to us. When we represent you, you can trust our team to handle your case, no matter the difficulty or complexity.

Discuss Your New York Personal Injury Case With Our Team for Free

Shulman & Hill offers free case reviews for those hurt in New York personal injury incidents. If you believe someone else’s careless or reckless actions caused your injuries, you could have a case. Once we accept your case, we can negotiate a settlement or take the case to trial. Our attorneys can also help you avoid or challenge bad faith insurance tactics if they arise.

Call 212.221.1000 for your free initial consultation with our team.