
Content reviewed by:
Alex Shulman

Yes, if you’re an independent contractor, you can still file a NY injury claim. However, your legal options differ from those of traditional employees and depend on who is legally responsible for the accident.
Unlike employees who rely on workers’ compensation, independent contractors often must pursue a personal injury claim through a civil lawsuit. This involves proving negligence under New York law, gathering evidence such as medical records and police reports, and meeting strict filing deadlines like the statute of limitations.
Acting early is important to preserve your right to recovery compensation. A New York City workers’ compensation lawyer can support your claim and help protect your rights.
How Independent Contractor Status Impacts Your Legal Options
At Shulman & Hill, we help injured victims understand how their employment status affects their rights. Because independent contractors are typically not covered by workers’ compensation, personal injury claims become the primary path to financial recovery.
Under New York law, you may still have a valid injury claim if another party caused your injuries. This could include a negligent driver, property owner, or contractor who failed to follow safety rules. Our team builds strong cases through detailed evidence collection and a clear legal strategy grounded in personal injury law.
Situations Where You May File a Personal Injury Claim
Many independent contractors qualify to pursue compensation depending on the circumstances of the accident. These cases often involve negligence or unsafe conditions, such as:
- Negligent drivers: Car crashes or motor vehicle accident cases caused by reckless or distracted driving.
- Dangerous property conditions: Slip and fall injuries or slip-and-fall accidents due to hazards like wet floors or poor maintenance.
- Construction site incidents: Construction accidents involving violations of New York labor law and safety requirements.
- Unsafe equipment or conditions: Situations involving dangerous tools or conditions similar to defective products.
In these cases, insurance companies and insurance carriers may be responsible for damages through an insurance policy. Filing a claim correctly is essential to avoid complications with insurance adjusters.
Filing Deadlines You Need to Know in New York
Understanding the statute of limitations is critical when filing a personal injury claim. In most cases, New York law allows three years from the date of the accident to file a personal injury lawsuit under CPLR § 214.
There are important exceptions to consider, such as:
- Claims against a governmental entity: A notice of claim must be filed within 90 days under General Municipal Law § 50-e when pursuing a case against the City of New York or another public agency.
- Wrongful death cases: Families typically have two years to file a wrongful death claim.
- Latent injuries: The discovery rule may apply if injuries, such as exposure to substances or latent illnesses, are not immediately apparent.
Missing a legal deadline can prevent you from pursuing compensation, so early action is key.
Evidence That Can Strengthen Your Injury Claim
Building a strong case requires thorough documentation and careful preparation. At Shulman & Hill, we focus on collecting and preserving critical evidence to support your personal injury claims, including:
- Medical documentation: Medical records, medical bills, and proof of medical care received after the accident.
- Accident documentation: Accident report, accident scene photographs, and surveillance footage.
- Witness accounts: Witness statements and witnesses’ memories collected as soon as possible.
- Expert analysis: Expert testimony, accident reconstruction, and input from accident reconstruction specialists.
We may also work with private investigators and expert witnesses to ensure your case meets applicable legal standards.
What the Legal Process Looks Like
Filing an injury claim as an independent contractor can feel overwhelming, especially when dealing with insurance companies and legal proceedings. Our team at Shulman & Hill helps guide clients through these phases of the legal process:
- Case evaluation: Determining whether your situation qualifies for a personal injury lawsuit.
- Claim filing: Ensuring compliance with NYS statutes of limitation and all procedural requirements.
- Negotiation: Working toward an out-of-court settlement with insurance carriers.
- Litigation: Representing you in a civil lawsuit if a fair settlement cannot be reached.
We also assist with filing no-fault insurance claims in applicable car accidents and help address issues like delayed reporting and damaged property.
Special Considerations in New York City and State Cases
Cases in New York City and throughout New York State often involve additional legal layers. For example, claims involving NYC transit or another governmental entity may involve sovereign immunity rules and specific filing procedures.
Our team considers several important factors, including:
- Jurisdiction: Whether the case falls under New York State courts or a specific entity like the Court of Claims.
- Legal requirements: Compliance with NY CPLR law and applicable civil code provisions.
- Documentation: Proper filing of a notice of claim and supporting evidence within the required timeframe.
These details can significantly impact your claim process and overall outcome.
How Legal Counsel Can Help You Recover Compensation
Working with a personal injury attorney can make a meaningful difference in the outcome of your case. At Shulman & Hill, we focus on helping injured victims pursue full recoveries under New York law.
Compensation may include:
- Economic damages: Medical bills, lost income, and ongoing medical attention.
- Non-economic damages: Pain and suffering and reduced quality of life.
Our approach prioritizes strategic case development, thorough investigations, and personalized legal assistance tailored to each client’s situation.
Get Legal Help for Your Injury Claim Today
If you are an independent contractor who has been injured, you can still file a NY injury claim. At Shulman & Hill, we bring over 200 years of combined experience and have recovered more than $1 billion for our clients.
We understand how to handle complex personal injury claims, deal with insurance companies, and build strong cases backed by evidence.
Contact us today for a confidential consultation and let our team help you take the next step toward securing the compensation you deserve.