Content reviewed by:
Alex Shulman
If you were injured in a taxi crash, our taxi accident lawyers in New Rochelle can help you understand which insurance policies may apply and how New York’s no-fault rules affect your claim.
At Shulman & Hill, we bring more than 200 years of combined experience to personal injury and workers’ compensation cases across New York. Since our founding in 2013, we have represented injured victims with a focus on careful investigation, strong case preparation, and results-driven advocacy.
If you were hurt as a taxi passenger, pedestrian, cyclist, driver, or surviving family member, contact us for a free consultation. Our New Rochelle car accident lawyers can review your crash and identify the next steps available under New York law.
Why Choose Our New Rochelle Taxi Accident Lawyers
Taxi accident claims can involve more than one insurance policy and more than one legally responsible party. A driver may have caused the crash, but the vehicle owner, taxi operator, fleet company, maintenance contractor, or another motorist may also need to be investigated.
We prepare these cases with the expectation that insurers will question fault, injury severity, coverage, or all three. Our team moves quickly to gather records, preserve evidence, review available insurance, and build a claim that reflects the full impact of the crash.
Our New Rochelle personal injury lawyers work on a contingency fee, which means you pay no legal fee unless we recover compensation for you.
How New York No-Fault Applies to Taxi Wrecks
New York’s no-fault system generally provides coverage for reasonable medical treatment and a portion of lost wages after a motor vehicle crash, regardless of who caused the collision. Basic Personal Injury Protection, often called PIP, usually provides up to $50,000 per person.
If you were a taxi passenger, the taxi’s no-fault coverage may apply. If you were a pedestrian or cyclist, the striking vehicle’s coverage is usually the first source of no-fault benefits. The correct insurer can depend on your role in the crash, the vehicles involved, and the available policies.
You generally must submit a no–fault application within 30 days of the accident. We help identify the proper carrier, protect the filing timeline, and address disputes over treatment, wage loss, and related benefits.
Meeting The Serious Injury Threshold
No-fault benefits do not compensate you for pain and suffering. To bring a claim against the at-fault party for non-economic damages, you must generally show that your injuries meet New York’s serious injury threshold under Insurance Law § 5102(d).
Qualifying injuries may include the following:
- Significant disfigurement
- A fracture
- Loss of a fetus
- Permanent loss of use of a body organ, member, function, or system
- Permanent consequential limitation of use
- Significant limitation of use
- A medically determined injury or impairment that prevents normal activities for at least 90 of the first 180 days after the crash
Our New Rochelle taxi accident lawyers work with your treating providers, medical records, imaging, and expert opinions to document the nature of your injuries. Strong medical proof is often important when insurers argue that your condition is minor, unrelated, or not serious enough to support a liability claim.
Determining Liability After Taxi Collisions
Fault in a taxi crash may involve several layers of responsibility. The taxi driver may be liable for unsafe driving, but the owner, fleet, dispatch company, maintenance provider, or another motorist may also have contributed to the collision.
We evaluate driver conduct, vehicle condition, trip history, maintenance records, dispatch information, and available electronic data. In some cases, the most important evidence is not limited to the crash scene, because company records may reveal unsafe scheduling, poor maintenance, inadequate screening, or other preventable risks.
Keep in mind that New York follows pure comparative negligence. If an insurer argues that you share responsibility, your compensation may be reduced by your percentage of fault, but you are not automatically barred from recovery.
Compensation Available After a Taxi Accident
A taxi accident claim may include economic damages, non–economic damages, or both, depending on the facts of the case and whether your injuries meet the legal threshold for a liability claim.
Our New Rochelle taxi accident attorneys evaluate the immediate losses you have already suffered and the future losses that may continue long after the crash.
Potential compensation may include the following:
- Medical expenses not fully covered by no-fault benefits
- Future medical care
- Lost wages
- Reduced earning capacity
- Out-of-pocket expenses
- Pain and suffering
- Loss of enjoyment of life
- Scarring, mobility limitations, or long-term physical impairment
If a loved one died in a taxi collision, certain surviving family members may have the right to bring a wrongful death claim under New York law. We can explain who may file, what losses may be recoverable, and what evidence is needed to support the claim.
Dealing With Insurers
Insurance companies often contact injured people quickly after a taxi crash. Adjusters may ask for recorded statements, broad medical authorizations, or early settlement discussions before the full injury picture is known.
We handle insurer communications, so your words, records, and claim value are not used against you. Once your injuries, treatment needs, wage losses, and liability evidence are developed, we prepare a detailed demand supported by documentation.
If the insurer undervalues the claim or refuses to negotiate fairly, we are prepared to file suit and use litigation tools such as depositions, subpoenas, and document demands. Our goal is to position your case for a strong settlement while remaining ready for trial when that is the better path.
Deadlines And Filing Requirements Under New York Law
Most New York personal injury claims must be filed within three years of the crash. Wrongful death claims generally have a two-year deadline. These deadlines can be shorter when a government entity is involved.
If the taxi crash involves a municipal vehicle, public employee, public roadway defect, or another government-related defendant, a Notice of Claim may be due within 90 days. The lawsuit deadline for certain municipal claims may be one year and 90 days.
No-fault deadlines are also important. The NF-2 application is generally due within 30 days, and medical bills should be submitted promptly so benefits are not delayed or denied.
Contact a New Rochelle Taxi Accident Attorney
A taxi crash can leave you dealing with medical care, missed work, insurance forms, and questions about who is legally responsible. You should not have to sort through those issues alone while trying to recover.
Contact Shulman & Hill for a free consultation with a taxi accident attorney in New Rochelle. New York, We Got You.
