
Content reviewed by:
Alex Shulman

Many personal injury cases in New York settle within six months to a year, while cases that go into litigation can take three years or longer. The timeline depends on how badly you were hurt, whether fault is disputed, and how busy the courts are. No two cases move at the same speed.
At Shulman & Hill Injury Lawyers, clients often ask how long a personal injury case takes to settle in New York before they decide what to do next. If you need a timeline, contact our New York personal injury lawyers for advice in a free consultation.
How Long a Personal Injury Case Takes to Settle in New York
A simple claim with clear fault and minor injuries may settle in a few months. A serious injury case with a disputed cause may need a lawsuit, discovery, and a trial date before the insurer makes a fair offer. Many cases fall somewhere in between.
Claims rarely move in a straight line, but they usually pass through these stages:
- Medical treatment and recovery, which can take weeks to more than a year
- Gathering evidence and sending a demand to the insurer
- Negotiation, which may take a few weeks or several months
- Filing a lawsuit if the insurer won’t offer a fair amount
- Discovery, depositions, and medical exams, which often take a year or more
- Mediation, settlement talks, or trial
A case can settle at any of these stages. Many settle during discovery, once both sides see the evidence. Shulman & Hill prepares each case as if it may go to trial, because that’s often what pushes an insurer to settle.
Why Finishing Treatment Comes First
Settling too early can cost you. Until your doctors know how well you’ll heal, no one can say what your future care will cost. Once you settle, you usually can’t reopen the claim for problems that show up later.
Many lawyers wait until you reach what doctors call maximum medical improvement. That means your condition has leveled off, even if you aren’t fully healed. At that point, your doctors can describe your long-term limits and future needs.
Waiting can feel hard when bills are piling up. Your no-fault coverage, if the case involves a car crash, may pay some medical bills and lost wages in the meantime. Shulman & Hill helps clients sort out which benefits they can use while the injury claim moves forward.
Factors That Affect Your Timeline
Some cases resolve quickly, and others take years. The difference usually comes down to a handful of factors.
Your case may take longer if it involves:
- Serious or permanent injuries that need long-term treatment
- A dispute over who caused the accident
- More than one at-fault party or insurance company
- A government agency, which has its own notice rules
- Damages that exceed the at-fault party’s insurance limits
- A crowded court calendar in the county where the case is filed
Insurers also play a role. Some make a reasonable offer early, while others delay in the hope that you’ll accept less. Shulman & Hill pushes back on those tactics by building a strong record from the start.
How the New York Court System Works
Personal injury lawsuits in New York are usually filed in the state Supreme Court, which is the main trial court despite its name. Smaller claims may go to the Civil Court of the City of New York, which hears cases up to a set dollar limit.
After the lawsuit is filed, the court holds a preliminary conference to set a schedule. Both sides exchange records, take depositions, and complete medical exams. When discovery ends, your lawyer files a note of issue, which places the case on the trial calendar.
Wait times for trial vary by county and can stretch a year or more after the note of issue. Appeals can add more time if either side challenges a verdict. Knowing how long a personal injury case takes to settle in New York means planning for these court steps, even if your case never reaches trial.
Deadlines That Won’t Wait for Your Case
Even when a case moves slowly, some deadlines come fast. You generally have three years from the injury to file a personal injury lawsuit. Missing that deadline can end your claim.
Claims against a city agency or public authority move faster. You usually must file a notice of claim within 90 days and sue within one year and 90 days. Car crash victims also need to file a no-fault application within 30 days.
Shulman & Hill tracks these deadlines for every client. We’d rather file early than risk losing a claim on a technicality.
Settling Faster Without Settling for Less
Speed matters, but so does value. A quick offer from an insurer is often lower than what your case may be worth. Taking the time to build the claim can lead to a better result.
Shulman & Hill runs its own investigations in-house. Our team gathers police reports, medical records, video, and witness statements early, which can shorten the back-and-forth with insurers. Since 2013, we have recovered more than $1 billion for over 26,000 clients, though every case is different and past results do not predict future outcomes.
Get a Clear Picture of Your Timeline
How long a personal injury case takes to settle in New York depends on your injuries, the facts, and the court calendar. A lawyer who knows the process can give you a realistic estimate and keep the case moving.
Shulman & Hill works on a contingency fee, so you pay nothing unless we recover money for you. Reach out today for a free case review and learn what to expect from your case.