The moments after a car accident are disorienting and stressful. In addition to seeking medical care, the most important step you can take after a car accident is exchanging information with the other driver, which is required by law. Doing so can make your insurance claims go more smoothly and help you avoid unnecessary disputes.
It’s important to be thorough and detailed when sharing information. Skipping a detail can delay your claim for compensation and potentially lead to penalties or liability issues. Shulman & Hill has extensive experience handling motor vehicle cases, and we focus on providing clients with a personalized experience for maximum results.
You don’t have to deal with the aftermath of an accident alone. We’re here to listen to you, explain what information to exchange after a car accident, and guide you through each step in your case.
- Under New York law, both parties must exchange information after a car accident that involves injury or damage.
- Both drivers should share their contact information, driver’s license, car details, and insurance information.
- Having photographic evidence and witness testimony can strengthen your case.
Car Accident Exchange of Information: Essential Details to Collect
Drivers involved in a crash must share key details with each other. This information is necessary not only for filing police reports and insurance claims but also to help protect your rights. Key steps to follow after a car accident include:
Exchange Contact Information After a Car Crash
Contact details are essential items in an insurance claim. That includes each driver’s:
- Full name
- Address
- Phone number
- Driver’s license number
While exchanging email addresses is optional, having them can make claim processing easier. Insurance companies and attorneys use contact information to collect statements from involved parties and complete legal paperwork.
If the driver doesn’t own the car involved in the accident, make sure to ask for the vehicle owner’s full name and contact information. Having the vehicle owner’s full name and contact information may help identify parties that share responsibility for the accident, and clarify whether the driver had permission to use the vehicle.
Provide the Other Party With Your Insurance Information
Once you and the other party have exchanged contact information, you need to provide each other with accurate insurance information. This is especially important if you plan to make an insurance claim against the other driver’s insurance. Important insurance information to exchange includes:
- Your insurance company’s name
- The company’s phone number
- A correct insurance policy number
If the other driver does not have insurance, you must still provide your details. If they don’t have their insurance information or refuse to provide it, you can request it from the Department of Motor Vehicles Records Request Navigator by uploading a photo of their government-issued ID.
The Navigator can also be useful in collecting policy details, such as compensation limits and policy type, if the other driver is unwilling or unable to provide this information.
Gather Information About the Car
Collecting detailed vehicle information is crucial for completing the police report and filing an insurance claim. It can also help you and your attorney verify who owns the vehicle and assess potential liability.
You’ll also need to make note of each car’s make, model, and color, as well as any noticeable details, such as broken windows, cracked lights, and pre-existing frame damage. This information can play a key role in building a strong case.
If possible, consider exchanging photographs of car registration documents. These documents can provide key details, such as the vehicle identification number, which allows you to research the car’s history.
Additional Information To Collect After a Car Accident
Beyond contact and insurance information and details about the vehicles involved, you’ll want to collect additional information to support your claim. The most important details to gather are:
- Accident location: Knowing where the accident happened can help determine the cause. The area may have blind spots or other factors contributing to the crash. Locations also help investigators track down witnesses.
- Witness information: Insurance adjusters and attorneys often have specific questions they want to ask witnesses. Collecting contact details from bystanders makes this process easier and can strengthen your case.
- Police officer’s name and badge number: If an officer was present, you want to collect their information so your attorney or insurance adjuster can speak with them about what they saw and heard.
- Photos of the scene: Photographs are objective evidence and can back up your report of what happened. Collect pictures of the accident scene from multiple angles, and get close-ups of any damage to the vehicles involved.
You should also document other pertinent details, such as another party’s unusual behavior or anything potentially notable about the surroundings.
Why Sharing Accurate Info Matters
Having correct and complete information can significantly streamline the insurance claim process. When insurance adjusters have the information they need to complete the proper paperwork, they can focus on determining fault and valuing the damages.
Having complete and accurate information will help your personal injury attorney verify important facts, including the other party’s identity, the car details, and any other key details you may have exchanged at the scene of the accident.
Finally, providing accurate information helps to prevent unwarranted legal disputes and charges of leaving the scene. New York laws make it illegal to leave the scene of an accident without properly stopping and exchanging information. Failing to stop and exchange information can lead to fines, jail time, and even felony charges under New York law.
Tips for Gathering Info at the Scene
Emotions can run high at the scene of a car accident. No matter what happens, keep calm when interacting with the other driver. Stick to the facts and avoid admitting fault or expressing regret.
Use your phone camera to take photos of documents, such as the other driver’s license and insurance paperwork. Use the notes app on your phone or a pen and paper to write down any other important information, including any witness reports you can gather at the scene.
What Happens if You Don't Exchange Information After a Car Accident
Legal Consequences
New York State law requires anyone involved in an accident to share their contact details and show their insurance card and license. Violating this law can turn the situation into a hit-and-run.
If there is property damage but no injury, failing to share contact details is a traffic violation, not a crime, but it can still result in a fine of up to $250 and up to 15 days in jail. When someone is injured, failing to share contact details becomes a Class B misdemeanor punishable by a fine of $250 to $500 and possibly other penalties, including jail time. In more serious cases, such as repeat offenses, serious injuries, or death, the charges can be elevated to a felony.
Additionally, failing to share contact details may expose you to personal liability for the accident and impact your ability to defend yourself in an insurance claim or lawsuit. Contact one of our New York car accident attorneys as soon as possible to discuss how to protect your rights and interests.
Insurance Complications
Exchanging information is the first step to ensuring you get the most money from your insurance claim. Without complete details for both drivers, insurance complications can arise, including claim denial or reduced compensation. Missing or incorrect contact information may cause your insurer to find you at fault, leading to increased insurance premiums.
Additionally, if the other party’s insurance company does not have your insurance information, you may risk having a lawsuit filed against you. Don’t take that risk. For more information, take a look at the answers to some of our most frequently asked questions and speak with one of our qualified attorneys about protecting your rights after a car accident.
If the Other Driver Refuses
You cannot force the other driver to give you their information, but you can protect your interests by taking the following steps:
- Contact 911 to report the refusal.
- Photograph the car, license plate, and driver.
- Notify your insurer within 24 hours.
The other driver may be more willing when they see you taking steps to identify them.
Hit-and-Run? Act Fast to Protect Your Rights
Watching the other driver flee the scene is upsetting, but your safety always comes first. Call 911 to report your injuries, then look around for identifying evidence.
Write down whatever you remember about the car and license plate. Even a partial number is helpful. Check for video surveillance cameras that might have footage and ask bystanders for their contact details. Write down anything they can tell you at the moment. Police and attorneys can use this information to track down the driver.
Can I Still Recover Compensation if I Can’t Identify the Driver?
If authorities are still unable to identify the driver, you may be able to recover compensation through your uninsured or underinsured motorist coverage. This type of insurance coverage is designed to protect you in hit-and-run accidents or situations where the at-fault driver doesn’t have enough insurance to cover your losses.
Bring the Information You Gather to a Car Accident Lawyer
Our firm has helped numerous clients secure compensation for crash injuries. If you’re unsure what information to exchange in a car accident or need help after a collision, contact Shulman & Hill online or call us at (212) 221-1000.
