Content reviewed by:
Alex Shulman
Being injured in an Uber accident in Yonkers is not the same as being injured in a standard car crash. The insurance coverage that applies depends on what the driver was doing at the moment of the collision, and sorting that out requires understanding how Uber’s insurance tiers work and which parties can be held responsible.
Our Uber accident lawyer in Yonkers can help you cut through that complexity and pursue the compensation you may be owed. At Shulman & Hill Injury Lawyers, we’ve recovered $1 billion+ for injured New Yorkers.
If you’ve been hurt in a rideshare crash, reach out to our car accident lawyer in Yonkers today for a free consultation.
How Uber’s Insurance Coverage Works
Uber’s insurance coverage is structured in tiers that depend entirely on the driver’s status within the app at the time of the accident. This structure is one of the most important factors in any rideshare injury claim.
When the Uber app is off, the driver’s personal insurance is the only coverage in play. When the app is on but no ride has been accepted, Uber provides limited liability coverage. Once a ride is accepted, Uber’s full commercial policy applies until the trip is completed. This includes up to $1 million in liability coverage for the accident.
If you have questions about your coverage, our personal injury lawyer in Yonkers can review the specifics of your case. We can identify which tier applied at the moment of your accident and pursue every available source of compensation from there.
Who May Be Liable in a Yonkers Uber Accident
Uber accident cases can involve more than one liable party. The rideshare driver is the most obvious, but depending on the circumstances, other parties may share responsibility. Potentially liable parties in an Uber accident in Yonkers include:
- The Uber driver, if their negligence caused the collision
- Uber itself, in cases where the driver was operating under the full commercial policy
- Another driver whose actions caused or contributed to the crash
- A vehicle manufacturer, if a defective component played a role
- A municipality, if a road defect or a failed traffic signal was a contributing factor
Identifying every party with potential liability matters because it affects the total amount of compensation available. We look at every angle from the start.
What Passengers, Other Drivers, and Pedestrians Should Know
Your position in an Uber accident affects which coverage applies to your claim and how you pursue it. Whether you were a passenger in the Uber, a driver or passenger in another vehicle, or a pedestrian struck by the Uber, each situation points to different coverage.
Passengers in the Uber at the time of an accepted trip are covered under Uber’s full commercial policy for injuries caused by the driver. Drivers, passengers, and pedestrians injured by an Uber driver during an active trip can also pursue a claim against that commercial policy.
In New York, the no-fault system adds another layer, providing initial coverage for medical expenses and lost wages regardless of fault. We assess your specific situation and map out every available avenue of compensation.
Common Causes of Uber Accidents in Yonkers
Rideshare drivers face unique pressures that contribute to accidents. They are operating in unfamiliar areas, frequently checking the app for ride requests or navigation directions, and often working long hours to maximize earnings.
Common causes of Uber accidents we see in Yonkers include:
- Distracted driving from app use and GPS navigation while in motion
- Pulling over or stopping in unsafe locations to pick up or drop off passengers
- Fatigue from extended driving shifts
- Speeding or aggressive driving to minimize trip times
- Failure to yield to pedestrians or cyclists at intersections
- Inexperienced driving
Establishing the specific cause of the accident is central to building a strong claim. Once our Yonkers Uber accident attorneys know who is at fault, we can know which insurance policies apply and how to structure your case.
Evidence That Matters in a Rideshare Accident Case
Uber accident cases require evidence beyond what a standard car accident claim involves. In addition to the usual police report, medical records, and witness statements, rideshare cases depend on data tied directly to the Uber platform. Key evidence includes:
- Uber’s own trip and driver records showing the driver’s status at the time of the crash
- The driver’s app activity log, which can show whether they were distracted by the app before impact
- GPS and route data from the trip
- Dashcam or surveillance footage from the area of the accident
- The driver’s history on the Uber platform, including any prior complaints or incidents
We act quickly to preserve this evidence. Some of it exists only in Uber’s systems, and securing it requires prompt legal action.
What Compensation May Be Available
Uber accident victims in Yonkers may be able to recover compensation for medical expenses, lost income, reduced earning capacity, and non-economic damages, including pain and suffering, emotional distress, and loss of enjoyment of life. The value of a rideshare accident claim depends in part on which insurance tier applies and how severe the injuries are.
When Uber’s full commercial policy is in play, the coverage available is substantially higher than in a standard car accident claim. We evaluate every applicable policy and pursue the maximum compensation your injuries support.
Talk to an Uber Accident Lawyer in Yonkers Today
Shulman & Hill Injury Lawyers was founded in 2013 and has recovered $1 billion+ for clients across New York. Our attorneys bring 200+ years of combined legal experience to rideshare accident and personal injury cases. We serve clients across all five boroughs and the greater New York area, including Yonkers.
If you were hurt in an Uber accident in Yonkers, don’t let the rideshare insurer decide what your injuries are worth. Our Uber accident attorney in Yonkers is ready to review your case and fight for what you’re owed.
Contact us today for a free consultation and let us get started.